Celebrating 83 years of service

 

Located in the heart of the historic Ewa Villages. We are honored to welcome you to our credit union family!

Current Loan Rates

The following annual percentage rates (APR) shown includes a 0.50% reduction for direct deposit and automatic payments set up from an Ewa FCU account. Rates, terms and conditions are subject to change without notice. You must be an Ewa FCU member to apply for a loan. Other restrictions may apply. Please call the office for complete details.

Personal Loans (Signature)
3 years
4 years
5 years
6 years
Starting at 5.50%
Starting at 6.50%
Starting at 7.50%
Staring at 8.50%
New Auto - 100% Invoice Price $50,000 max.
Up to 3 years
4 years
5 years
6 years
Starting at 5.50%
Starting at 6.50%
Starting at 7.50%
Starting at 8.50%
Used Auto - 125% KBB $40,000 max.
2 years
3 years
4 years
5 years
6 years
Starting at 2.50%
Starting at 3.00%
Starting at 3.50%
Starting at 4.00%
Starting at 4.50%
New Motorcycle - 125% KBB $40,000 max.
2 years
3 years
4 years
5 years
6 years
Starting at 2.50%
Starting at 3.00%
Starting at 3.50%
Starting at 4.00%
Starting at 4.50%
50% Shares Secured (Unsecured max $12,500)
4 years
5 years
6 years
3.50%
4.50%
5.50%
100% Shares Secured
Up to 3 years
5 years
7 years
2.00%
2.50%
3.00%
Line of Credit ($12,500 max.)
11.00%
VISA Credit Card
Platinum
Classic
8.00%
11.50%
College Education
10 years Starting at 4.00%

Loans subject to credit approval. Rates are determined by the evaluation of your credit, direct deposit & auto payment set up, and other underwriting factors. Terms on the Used Auto loans are determined by the age of the vehicle. The 100% Shares Secured, Visa and Line of Credit (LOC) loans are not eligible for the 0.50% rate deduction.

Current Savings Rates

TYPE DIVIDEND RATE APY* DIVIDENDS COMPOUNDED & CREDITED MINIMUM TO EARN DIVIDENDS
Primary Shares (Savings)
(minimum balance $50.00)
0.15% 0.15% Quarterly $50.00
Christmas Club
(minimum balance $0.00)
0.15% 0.15% Quarterly $50.00
Share Draft (Checking)
(minimum balance $0.00)
0.15% 0.15% Monthly $50.00
6 Month Share Certificate**
(minimum deposit $2,500.00)
2.00% 2.01% Quarterly $2,500.00
12 Month Share Certificate
(minimum deposit $1,000.00)
0.95% 0.95% Quarterly $1,000.00
24 Month Share Certificate
(minimum deposit $1,000.00)
1.10% 1.10% Quarterly $1,000.00

*Annual Percentage Yield. Rates are effective as of 1/1/2020 and are subject to change without notice. For Certificate accounts, early withdrawal penalty fee may apply. Upon maturity, certificate funds will be automatically transferred to the member’s Primary Shares account. Other restrictions may apply. Please see your Truth-in-Savings disclosure for complete details.

**Special Promotion Rate is a one-time only rate and is subject to change without notice.