Celebrating 85 Years of Service

 

Current Loan Rates

Personal Loans (Signature - $15,000 max.)
3 years
4 years
5 years
6 years
Starting at 5.00%
Starting at 5.50%
Starting at 6.00%
Starting at 6.50%
New Auto - 100% Invoice 
Up to 3 years
4 years
5 years
6 years
7 Years ($20,000 min)
Starting at 2.50%
Starting at 3.00%
Starting at 3.50%
Starting at 4.00%
Starting at 4.50%
Used Auto - 125% LTV 
3 years
4 years
5 years
6 years
Starting at 3.50%
Starting at 4.00%
Starting at 4.50%
Starting at 5.00%
New Motorcycle - 100% Invoice 
Up to 3 years
4 years
5 years
6 years
Starting at 3.50%
Starting at 4.00%
Starting at 4.50%
Starting at 5.00%
Used Motorcycle - 125% LTV ($25,000 max)
Up to 3 years
4 years
5 years
6 years
Starting at 4.00%
Starting at 4.50%
Starting at 5.00%
Starting at 5.50%
50% Shares Secured (Unsecured max $15,000)
4 years
5 years
6 years
4.00%
5.00%
6.00%
100% Shares Secured ($100,000 max.)
Up to 7 years 3.00%
Line of Credit ($5,000 max.)
11.00%
VISA Credit Card
Platinum
Classic
8.00%
11.50%

Rates are effective as of 01/01/2022. You must be an Ewa FCU member to apply for a loan.  Loans are subject to credit approval. The Annual Percentage Rates (APR) are determined by the evaluation of your credit, loan term and other underwriting factors. APR discounts are available on most loans except the Shares Secured, Visa and Line of Credit.  Terms on Used Auto loans are determined by the age of the vehicle. Loans, Rates, terms and conditions are subject to change without notice.  Other restrictions may apply.  Please call the office for details.

Current Savings Rates

TYPE DIVIDEND RATE APY* DIVIDENDS COMPOUNDED & CREDITED MINIMUM TO EARN DIVIDENDS
Primary Shares (Savings)
(minimum balance $50.00)
0.125% 0.13% Quarterly $50.00
Christmas Club
(minimum balance $0.00)
0.125% 0.13% Quarterly $50.00
Share Draft (Checking)
(minimum balance $0.00)
0.075% 0.08% Monthly $50.00
6 Month Share Certificate
(minimum deposit $1,000.00)
0.20% 0.20% Quarterly $1,000.00
12 Month Share Certificate
(minimum deposit $1,000.00)
0.30% 0.30% Quarterly $1,000.00
24 Month Share Certificate
(minimum deposit $1,000.00)
0.55% 0.55% Quarterly $1,000.00

*Annual Percentage Yield. Rates are effective as of 01/01/2022 and are subject to change without notice. For Certificate accounts, early withdrawal penalty fee may apply. Upon maturity, certificate funds will be automatically transferred to the member’s Primary Shares account. Other restrictions may apply. Please see your Truth-in-Savings disclosure for complete details.